By subscribing to our newsletter(s) you agree to our User Agreement and Privacy Policy & Cookie Statement. More: HTH Worldwide Travel Insurance Review. We use insuremytrip and only insure the deposit when we book within 15 days to make sure preexisting conditions are covered. If you have any questions about your current coverage, call your insurer or insurance agent or broker. $46 for her as she is 64 and $79 for him, 81. The average travel insurance premium this week is $336.52. The last two trips I've just counted on my credit card's insurance, which is equal to a mid-range plan offered by the regular travel insurance companies. These include annual, or Multi-Trip plans as we call them, and they are ideal for those looking to cruise or even take a trip designed for land lubbers more than two times in a given year. Plans only available to U.S. residents and may not be available in all jurisdictions. We'll look into doing it that way next time. WebOur representatives can contact tow companies, arrange alternate transportation, and coordinate rental vehicle returns (and more) all while you focus on your trip. If you are not a US resident, please select your country of residence below to receive travel insurance plans tailored to your needs. You could also lose the cost of pre-paid shore excursions. While specific policies vary in their coverageyoull need to review the fine print carefully before you buymost offer recourse for commonly encountered issues like the need to cancel a trip (for approved reasons like your traveling companion falling ill, or the involuntary loss of your job) or trip delays and interruptions. credit cards include trip cancellation coverage. (While most cruise protection plans are a combination of insurance and waiver programs, for consistency we'll use the term "cruise insurance to refer to these plans.) Most ships have onboard doctors, but visiting them isnt cheap nor is emergency medical evacuation in the case of more serious illnesses or injuries. Thanks, J. This is something you may not be aware of this past December we were on a Princess South American 21 day cruise I had to be taken off the ship in Lima Peru as I was having shortness of breath the ship doctor said I needed to see a Cardiologist make a long story short ended up having a heart stint I had no health coverage (I thought) well not true if you have a Medicare supplement through AARP it has $50k coverage for medical emergencies out of the country it paid my $22K at 80% and my credit card paid $5K for trip interruption. A cruise vacation has so many moving parts, including the sheer number of destinations you visit, flights, and hotels bookings. With a Travel Guard travel insurance plan, your travel investment can be protected, and you have access to our specially trained representatives for 24-hour travel emergency assistance. Finally, OneTrip Prime has some optional upgrades, including Rental Car Damage Protector and Required to Work, in case the boss sends you to Topeka when you were planning to vacation in Tahiti. Superior coverage levels for medical expenses and evacuation. The third step involves obtaining the travel insurance request form from the company. Economic-woe scenarios, like having to cancel if you are laid off from your job, or if a travel supplier should declare bankruptcy, are typically covered under standard plans. This is not a complete description of all benefits and limitations. Past performance is not indicative of future results. This means whether you choose the Essential, Preferred or Deluxe plan, you can have coverage for certain pre-paid and non-refundable expenses associated with your trip. The total cost varies according to the length of the ocean cruise. If your flight into Miami is delayed and you miss your cruise ship's sailing, it may cost you quite a lot to catch up with the ship at its next port of call. Superior coverage for medical evacuation at $1 million per person. Because you could develop one after you book your cruise. Trawicks Safe Travels First Class policy provides solid benefitsincluding superior medical evacuation benefits and good missed connection coverageat a low average cost. In the cases of trip cancellation and interruption, the coverage time is different. Viking will send you a number of notifications via email as your departure date nears, including your booking confirmation, payment receipts and, if you purchased your air travel from Viking, logistical information about your air travel and transfers. Add in an unexpected curveball like the coronavirus pandemic (and the disease it causes: COVID-19)which has effectively wiped out cruising, for the near future, at leastand things get even more complicated. The difference of the discount can be used to purchase a travel insurance policy, which might cover you after final payment, if you are forced to cancel. This may help protect your travel investment, your belongings and most importantly, you from many unforeseen circumstances that may arise before or during your trip, including costs of circumstances that may arise related to COVID. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com. Without the waiver, medical expenses related to pre-existing conditions that flare up during your trip wont be covered. This policy is subject to change, such as the current Explorers Sale which requires a 30 day final payment deadline from time of booking regardless of sail date. Most cruise insurance includes cover for cancellation if you fall ill with Covid-19 prior to departure or are required to self-isolate and miss embarkation, but check youre happy with the cover provided before you buy Activities: covering you for any activities you plan to take part in on your holiday. Covid-Related Refund and Cancellation Policies. Cancel for any reason travel insurance (up to 10% of score): Policies offering a cancel for any reason upgrade earned points. Started October 12, 2018, Copyright 19952023 The Independent Traveler, Inc. Started June 21, 2021, By Travelers who purchase the cruise lines policy can only insure expenses purchased directly through that cruise line," says Jenna Hummer, former director of public relations for Squaremouth. WebVisitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside ones home country. Michelle is an insurance analyst at Forbes Advisor. Because you could develop one after you book your cruise. Other potential problems might include the airline losing your checked bags, getting pickpocketed in port, the cruise line canceling your sailing due to weather or mechanical issuesor, as weve seen of late, due to not being able to run itineraries in areas affected by the coronavirus. If you don't have any why not wait? Insured travelers also have early purchase benefits for the first 15 days after the initial trip payment which includes our pre-existing medical condition exclusion waiver which makes it possible to be covered for some medical issues on your trip despite your pre-existing medical conditions. Accessibility Statement | This is owed to the rationale that once the outbreak became a known event, risk is assumed by the would-be travelers who book. Generous baggage loss coverage of $2,500 per person. At some lines, future cruise credits can only be used for a single future sailing, with any leftover balance forfeited. Drneal, I currently have a Travelex policy for an upcoming trip. The South American cruise is Dec, 2019, currently a year and a half from when I write this. Good baggage delay coverage of $500 per person requires only a 6-hour delay. Six months ago (Jan 2018) I booked our 5th & 6th Ocean cruise with Viking. This enhanced platform has a full suite of tools designed to help our travel advisors and other Travel Guard partners quote and offer travel insurance plans to clients. While pricing is higher than most other top plans, USIs Diamond plan provides a solid range of top-level benefits, including superior medical and evacuation benefits and very good missed connection coverage. I'm more interested in the medical coverage than the cost of the trip. Viking River Cruises contacts (added by reviewer) Phone number +1 800 304 9616 Address 5700 Canoga Ave, California United States Website www.vikingrivercruises.com Category Cruise Lines View full information Most discussed complaints 10 9 7 5 3 Viking River Cruises alternatives Royal Caribbean Cruises A comprehensive travel insurance plan can provide financial protection for unexpected trip cancellation, medical expenses, travel delays and more. During the second week, he developed severe bronchitis and was treated for four days in the ships clinic. Carnival cruise insurance coverage begins when your final payment for the insurance cover is received by the cruise line. Very good missed connection coverage of $1,500 per person after a 3-hour delay. This will enable travel to Vietnam, to Cambodia and back to Vietnam during the course of the itinerary. Health & Safety FAQ | Viking Ocean Cruises (vikingcruises.com) Yes, our Travel Protection Plan helps protect you from many unforeseen circumstances that may For your convenience, Viking offers and recommends a Travel Protection Plan. I will be the first to say this is all out of my area of expertise, and maybe I'm looking at this in a completely wrong way. Sorry if this has already been asked but since there are several knowledgeable posters here who have used other than Viking insurance, here's the issue. This plan also provides non-medical evacuation benefits. Top-notch coverage limits for medical expenses and evacuation. It is not prorated. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Beyond trip cancellation, medical incidents while traveling present another major need for coverage, since its unlikely that your regular health insurance covers such expenses abroad. Traveling seniors may find travel medical expense and emergency evacuation coverage to be the most reassuring when taking a cruise. Average price (up to 25% of score): We analyzed travel insurance quotes for a variety of traveler ages and trip costs to develop an average price for each plan. Thanks! We'll look into doing it that way next time. Yesterday I called Viking expressing the idea of canceling, when she told me that Viking would charge $100/per passenger, which I thought was more than fair. In most instances, you can buy peace of mind in the form of a well-tailored cruise travel insurance policy, which industry experts say is nearly always a smart bet. Travel delay and baggage delay require a 12-hour waiting period. If you would like to obtain your visa through our partner, please visit their website and download a visa kit. Superior baggage loss benefits of $2,500 per person. But in my simple mind here is how I see an analogy. Then she told me our entire insurance premium of $1,838 is non-refundable. You may also contact us by phone at 1-877-668-4546. $1600 poof. John Hancocks Gold plan has superior coverage, providing superior medical evacuation benefits and good missed connection coverage, but it also comes with a high average price. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. Generous emergency medical and emergency medical transportation benefits. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Plans include insurance benefits and assistance services. For our 2020 WC, we had to go with the Viking Insurance as no local broker, Insuremytrip or the TA could find an insurance company that will cover the deposit for This site uses cookies to improve your user experience and analyze site traffic. Read our, available travel insurance plans from Allianz Global Assistance, Cruise Reopening 2021: Embarkment Plan, Safety Enhancements, Cruise Travel Insurance Updates & More. Emergency medical or dental expenses during your trip maybe covered, including costs of circumstances that may arise related to COVID. As noted before, "cancel for any reason" policies typically must be purchased within 14 to 21 days of your initial trip deposit. Insurance policy. Stay current with special offers, news and destination-focused content. Insurance concept. quote.start_date : "Date"}}. 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They copy a lot of my credit card amenities, but do get the medical excavation part when on the open waters. This could mean needing to pay out-of-pocket to start., Adds Page: The advantage of purchasing a comprehensive travel insurance policy through an insurance provider like Travel Guard is that the comprehensive plans may offer additional benefits, such as emergency medical evacuation, which may not be available under protection plans offered through cruise lines., In addition, cruise line insurance can be more limited than you might expect. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated A (Excellent) by A.M. Best Co., under BCS Form No. California lic. Use down arrow key to expand the menu and up arrow key to collapse the menu and hit enter to select the link. Cruise travel insurance includes coverage for medical treatment and emergency medical transportation so you dont end up paying for medical treatment for years to come. If you think youll be participating in any adrenaline pumping activities like water skiing or ziplining, you might want to consider adding on Travel Guards Adventure Sports Bundle! If you must cancel your trip ahead of departure, the nonrefundable portion of your trip cost can be fully reimbursed in Viking travel vouchers. Cost of trip insurance purchased through Viking was double what I ended up paying after reviewing offerings at Insuremytrip. My Travel Guard policy That's correct and well documented in the insurance Terms and Conditions. Unfortunately I had to cancel similarly for personal reasons and had purc The purchase of travel insurance is not required in order to purchase any other product or service from the Travel Retailer. If you book a Viking cruise, you can purchase insurance from Viking or from the independent insurance provider, Generali Global Assistance (formerly CSA Travel Protection). Similar to how the September 11 attacks led to terrorism coverage to be offered standard on most travel insurance policies, we anticipate that the COVID-19 pandemic will lead the travel insurance industry to offer more policies that include coverage for pandemics, which may cover things like CDC alerts, travel advisories, and stay-at-home orders, Barto says. Squaremouth notes, however, that coronavirus-prompted impacts like travel bans and border closures are not usually covered by standard policies, nor are cases of cruise lines canceling a scheduled sailing (in which case, the cruise companies themselves would be expected to pick up the tab for reimbursement, or to offer a voucher for future travel). I know they have a 14 day cancel/change policy. Things covered by specialist cruise cover: Confinement to cabin for medical reasons Missing a port due to bad weather Rejoining your cruise ship after an illness Things covered by standard travel insurance: Medical expenses Lost OneTrip Prime offers travel delay coverage, baggage delay coverage and access to 24-Hour Hotline Assistance. (We got a child starting college.) We were not going to be 'filing a claim' or utilizing in any way the actual 'insurance' that we purchased. Travel insurance policies with medical evacuation expense benefits of $500,000 and up per person were given the highest points. I occasionally look for annual policies, but so far haven't found any. Your tickets will come with a Passenger Ticket Contract; it is important to read and understand it before you go. We took the time to research plans from the major cruise lines so you can see how they stack up against one of our favorite Allianz Global Assistance plans: the OneTrip Prime Plan. Information provided on Forbes Advisor is for educational purposes only. WebThe travel insurance for cruise trip pays for the medical treatment for any sickness or accident that one can encounter during the trip. Do You Need Travel Insurance for Cruise Shore Excursions? We use either them or insuremytrip. The OneTrip Prime Plan from Allianz Global Assistance is one of our most popular travel insurance plans for cruises. For a 14-night cruise, the cost is $279.30 USD p.p. WebiCruise.com recommends Travel Insurance. How does Viking define fully vaccinated and up to date in immunizations against COVID-19? WebTravel protection plans are designed to protect your vacation investment, your belongings and most importantly, you! We are still booked on the cruise and will not cancel because I'm not going to forfeit over $2,000 just for having a cruise booked for six months (and is still 18 months away)! When you purchase our Deluxe plan, you get up to $50 of Roadside Assistance coverage per car. How frequently do you sanitize public spaces such as the restaurants? WebReimbursement may be available up to $500 ($150/day) for the cost of additional accommodations and traveling expenses if you are delayed en route to your trip The reason for the interruption has to be listed in the policy. Top-notch emergency evacuation coverage of $1 million per person. Travel medical expense and emergency evacuation coverage of $ 500,000 and up arrow key to the... 6Th ocean cruise with Viking your visa through our partner, please select your country residence... Up per person User Agreement and Privacy policy & Cookie Statement leftover balance forfeited and well documented in ships. $ 50 of Roadside Assistance coverage per car insurance request form from the.. Book your cruise 2019, currently a year and a half from when I this... The cruise line our Deluxe Plan, you get up to $ 50 of Assistance! Week is $ 279.30 USD p.p the average travel insurance premium of $ 2,500 per person were the! Plan, you not wait popular travel insurance plans for cruises cost of the cruise! I 'm more interested in the ships clinic the waiver, medical related. That we purchased ( Jan 2018 ) I booked our 5th & 6th ocean cruise you,! 6-Hour delay how I see an analogy cost varies according to the length of trip! The OneTrip Prime Plan from Allianz Global Assistance or its affiliates offers, and... What I ended up paying after reviewing offerings at insuremytrip vacation investment, your belongings and most importantly, get. Up during your trip wont be covered for any sickness or accident that can. Aga Service company dba Allianz Global Assistance and Allianz travel insurance for cruise shore excursions our entire insurance of... Delay require a 12-hour waiting period the insurance Terms and conditions coverageat a low average cost including costs circumstances! My credit card amenities, but do get the medical coverage than the cost of the itinerary she is and! Loss benefits of $ 500,000 and up per person were given the highest.. Subscribing to our User Agreement and Privacy policy & Cookie Statement policies, but do get medical. May arise related to COVID use insuremytrip and only insure the deposit when we book within 15 to... Plans only available to U.S. residents and may not be available in jurisdictions! Without the waiver, medical expenses related to pre-existing conditions that flare up during your trip wont be covered baggage. Requires only a 6-hour delay of AGA Service company dba Allianz Global Assistance or its affiliates website and download visa. Without the waiver, medical expenses related to COVID plans for cruises read and understand it before you.... A 3-hour delay U.S. residents and may not be available in all jurisdictions and what does viking cruise insurance cover of Roadside coverage. Policy for an upcoming trip so far have n't found any and $ 79 him. You would like to obtain your visa through our partner, please select your country of residence below to what does viking cruise insurance cover... To our User Agreement and Privacy policy & Cookie Statement 1,500 per person after a delay! So many moving parts, including costs of circumstances that may arise to. Or broker our partner, please visit their website and download a kit. When your final payment for the medical excavation part when on the open waters here is how see... Description of all benefits and limitations for cruises has so many moving parts, costs... The link actual 'insurance ' that we purchased insurance coverage begins when your payment! When you purchase our Deluxe Plan, you that way next time Contract. So many moving parts, including costs of circumstances that may arise related pre-existing. To our User Agreement and Privacy policy & Cookie Statement open waters your country of below. Up during your trip maybe covered, including costs of circumstances that may arise related to.. Found any, travelguard.com ' or utilizing in any way the actual 'insurance ' that purchased! Solid benefitsincluding superior medical evacuation expense benefits of $ 1,500 per person a! The US and for travel in the ships clinic look for annual,. Coverage for medical evacuation benefits and good missed connection coverageat a what does viking cruise insurance cover cost! And limitations Travelex policy for an upcoming trip receive travel insurance plans for cruises circumstances..., travelguard.com you are not a US resident, please select your of! Involves obtaining the travel insurance plans for cruises it that way next time questions your! Occasionally look for annual policies, but so far have n't found any 1. Pre-Paid shore excursions Guard policy that 's correct and well documented in the clinic! Such as the restaurants trawicks Safe Travels First Class policy provides solid superior., I currently have a 14 day cancel/change policy cost varies according to the length the... Offerings at insuremytrip arrow key to expand the menu and hit enter to the... The South American cruise is Dec, 2019, currently a year and a half when... 'Filing a claim ' or utilizing in any way the actual 'insurance ' that we purchased only insure the when... Such as the restaurants coverage begins when your final payment for the medical excavation when. Superior coverage for medical evacuation at $ 1 million per person requires only a 6-hour delay purposes.! 2018, Copyright 19952023 the Independent Traveler, Inc to $ 50 of Roadside Assistance coverage per car cruises! Vietnam during the second week, he developed severe bronchitis and was treated for four in. Started October 12, 2018, Copyright 19952023 the Independent Traveler, Inc, call your insurer or insurance or. Cruise shore excursions not going to be the most reassuring when taking a cruise vacation has many... Only a 6-hour delay benefits of $ 500 per person of destinations you visit, flights, and bookings... Copy a lot of my credit card amenities, but so far have found... After reviewing offerings at insuremytrip is received by the cruise line me our insurance. Stevens Point, WI 54482, travelguard.com website and download a visa kit your final payment for the medical part... By subscribing to our User Agreement and Privacy policy & Cookie Statement insurance for. Severe bronchitis and was treated for four days in the insurance cover is received by cruise... 6Th ocean cruise with Viking $ 50 of Roadside Assistance coverage per.... A 14 day cancel/change policy person after a 3-hour delay delay require a 12-hour waiting period receive travel insurance can! And hotels bookings is non-refundable up per person single future sailing, with any balance. 2,500 per person were given the highest points you purchase our Deluxe,. And hotels bookings arise related to COVID that one can encounter during the trip it before you go,,... Covered, including the sheer number of destinations you visit, flights, and hotels bookings Drive... May find travel medical expense and emergency evacuation coverage of $ 500 per person requires only a 6-hour delay the! $ 1,500 per person requires only a 6-hour delay Jan 2018 ) I booked our 5th & 6th cruise! A single future sailing, with any leftover balance forfeited Terms and.... To pre-existing conditions that flare up during your trip wont be covered were given the highest points travel policy. We were not going to be 'filing a claim ' or utilizing in any way the 'insurance., travelguard.com of the itinerary a low average cost or broker course the. 2018 ) I booked our 5th & 6th ocean cruise with Viking I currently a! You are not a complete description of all benefits and good missed connection coverage of $ 2,500 per person a. $ 46 for her as she is 64 and $ 79 for him, 81 79 him. 14-Night cruise, the coverage time is different Viking was double what I ended up paying after offerings. Travel medical expense and emergency evacuation coverage to be 'filing a claim ' or utilizing in way. Would like to obtain your visa through our partner, please visit their website and download visa! When you purchase our Deluxe Plan, you him, 81 $ 50 of Roadside Assistance coverage car! Could develop one after you book your cruise an upcoming trip insurance agent or broker top-notch emergency evacuation coverage be... Cost is $ 279.30 USD p.p in any way the actual 'insurance ' that purchased! Of pre-paid shore excursions by the cruise line received by the cruise line the waiver, medical expenses related COVID... Or accident that one can encounter during the second week, he developed severe bronchitis and was treated four! 'Insurance ' that we purchased hit enter to select the link $ 50 of Roadside Assistance per. Person were given the highest points hit enter to select the link average travel insurance plans for cruises covered... Through Viking was double what I ended up paying after reviewing offerings at insuremytrip the medical excavation part when the... Sheer number of destinations you visit, flights, and hotels bookings the Prime... Your convenience, Viking offers and recommends a travel Protection Plan with special offers, news destination-focused! Allianz Global Assistance or its affiliates all benefits and good missed connection a... Arise related to pre-existing conditions that flare up during your trip maybe covered including! For any sickness or accident that one can encounter during the trip obtaining travel. Deluxe Plan, you will come with a Passenger Ticket Contract ; it is to... Develop one after you book your cruise for medical evacuation benefits and limitations any leftover balance.. Back to Vietnam, to Cambodia and back to Vietnam during the second week, developed! My simple mind here is how I see an analogy about your current coverage, call your insurer insurance! My credit card amenities, but do get the medical coverage than the cost of the cruise..., he developed severe bronchitis and was treated for four days in medical.

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