But since the most exclusive credit cards cater to the wealthiest people on the planet, those kinds of benefits aren't necessary. The Stratus Rewards Card issued by US Bank is basically a Platinum Card, as it is not recognized by Visa, like Visa Signature or Visa Infinite. As you can see, there are plenty of elite credit cards out there. Most of the time, the term "gold card" refers solely to a credit card's color. Of this money, an unheard-of $65,000 goes to minting the card. The annual fee is $395, but there are no foreign transaction fees. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. An enticing and easy-to-use 5% cashback card. As you can see, there's a stark difference between the types of benefits offered by exclusive credit cards and more standard credit cards. Earn up to 6% cash back plus $250. Earn 1.5% back on your eligible business purchases. A simple 2% cashback card that could benefit from extra features. This exclusive VISA card was designed for wealthy consumers who usually travel by private jets. Many or all of the companies featured provide compensation to LendEDU. This card sets itself apart almost immediately. Get groceries, household essentials, and more, delivered in as soon as 1 hour. This can include flights, hotels, rental cars, and more. The new white-colored "Stratus Rewards VISA," issued through U.S. Bank, is by-invitation-only credit card and carries a $1,500 annual fee. The invitation-only card is available to to high-net-worth . Like others on this list, many of the top perks of being a cardholder are travel related. Enter your Claim number or Account number. Earn cash back on everyday purchases like gas, dining, and streaming services. You must either receive an invitation from an existing member or merchant partner to join. For a credit card to be considered exclusive, it should not only be hard to come by, but it should also have some of the following perks: To receive an invite for an exclusive credit card, youll need to have a high net worth, have excellent credit, be a bank client in select cases, and have patience. The Citi Chairman American Express Cards exclusivity is from the fact that membership in this card club is only open to those who have significant investments with a Citigroup brokerage account. Lucky, then, that Stratus (a division of Los Angeles-based Pro Sports & Entertainment) is a partner with Marquis Jet. Still, if you want the style points that only an exclusive credit card can offer, it may be worth it. Stratus Rewards, LLC the personal luxury lifestyle, elite membership community & e-commerce platform. One unique benefit the Sberbank Visa Infinite Gold Card reportedly provides is a $250,000 life and health insurance policy for every cardholder. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Youll also enjoy premium travel benefits like airline credits, airport lounge access and a $100 credit for your Global Entry or TSA Pre application. When comparing offers or services, verify relevant information with the institution or provider's site. Stratus Rewards packages the benefits of lifestyle clubs into one programme as well as providing exclusive redemptions to its cardholders in the form of VIP event access, luxury trips, private jet travel, luxury automobiles, high-end merchandise and other rewards for specified levels of use. white-space: normal; Here are some of the most exclusive credit cards as well as their more attainable (and likely much more useful) counterparts. Its prospective client questionnaire gets straight to business: At one point it asks whether youll bring investable assets to Coutts totaling more than 1 million pounds. The bright white card is available to high-net-worth individuals (HNWIs) only through invitation. Read our full review for free and apply in just 2 minutes. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Finder.com LLC. Rewards: 10x points on hotels and car rentals through Chase Ultimate Rewards and on Chase Dining, 5x points on flights through Chase Ultimate Rewards, 3x points on other travel and dining, and 1x points on all other purchases. ","anchorName":"#how-much-do-these-exclusive-cards-cost"},{"label":"What makes a credit card exclusive? For example, Dubai First has arranged for clients to test drive the latest supercars and has also gotten them private boxes to watch popular sporting events. Finder.com is an independent comparison platform and However, you can compare the Chase Sapphire Reserve vs American Express Platinum if you cant decide which is best. This usually applies to Bring Your Own Device (BYOD) offers. The company says the luxury lifestyle card will give members personalised VIP access to entertainment events that it has acquired and that are unobtainable any other way. Not all credit cards offers are like that though. These include cards such as the Chase Sapphire Reserve, The Platinum Card from American Express, and the Luxury Card Black Card, which is often mistaken for the Amex Black Card. Like the ultra-exclusive cards with a $1,000+ annual fee, the rewards and benefits can be far more valuable. Below is a screen shot of some of their partners. Another invite-only card, the Stratus Rewards Visa card can also be obtained if someone nominates you for it. Interestingly enough, the client still has to pay 20 pounds per airport lounge visit, plus 20 pounds extra per guest. Annual card fees range from 150,000 to 450,000 Kazakhstani tenge roughly $395 to $1185 depending on your balance with Eurasian Bank. The additional cost means that this card's airport lounge access pales in comparison to that of several cards with lounge access available to any consumer with a run-of-the-mill travel card. Merrill Lynch is a firm that serves high net worth clientele. . The Stratus Rewards Visa card is a highly exclusive credit card that is often dubbed the "White Card," in contrast to the American Express "Black Card." The card is available only by invitation through a current cardmember or Stratus Rewards partner company. To do this, youre going to want to look at the entirety of your cards features. It also offers luxury perks that Amex takes great pains not to advertise: Exclusive treatment at best-in-class Centurion airport lounges, world-class surprise gifts, reservations at 1,000 of the worlds best restaurants and a suite of luxury travel benefits. As for myself, Ill quietly stick to my Platinum Card from American Express. The Capital One Venture X Rewards and Chase Sapphire Preferred are two great credit cards, but each card can be better for different travel styles. The Royale Card by Dubai First is an invitation-only credit card with no pre-set spending limit. Our list of the most exclusive credit cards starts with the famedCenturion Card from American Express. The card has no annual or foreign transaction fees and lets you enter airport lounges around the world through LoungeKey. Checking vs. Savings Account: Which Should You Pick? The point: Theyre expected to serve wealthier clients those who contribute more to the firms bottom line. Box seats to a sold-out Broadway play? And with 24/7 access to what the bank bills as Royale Lifestyle Management complete with a dedicated lifestyle manager you can connect to virtually anything you desire. Expedia for TD Purchases (per month) $1 $25,000. His work has been featured on Forbes, HuffingtonPost, TechCrunch, Hyatt, CreditCards.com, CreditSesame.com, and Inc.com. Stratus Rewards Visa Card This one chose white as its color instead of the more typical gold or black tones and it is available by invitation via a current card member or the Stratus Rewards partner company. The card is trimmed with gold on two sides and features a solitary .235-carat diamond centered on the front. The information for the Stratus Rewards Visa has been collected independently by Johnny Jet. Stratus Rewards Visa Most Exclusive Credit Cards Compared How to Get an Exclusive Credit Card Conclusion Credit cards from credit companies, banks, and other financial institutions are readily available to most people who want them. Copyright 2018 - 2023 The Ascent. Membership offers perks such as free luxury hotel room upgrades and, of course, a personal concierge at your beck and call. Login To Apply Caesars Rewards Visa Card Benefits This card is very similar to the Chase Sapphire Reserve regarding purchase rewards and travel benefits, although it has a higher annual fee of $595. The information for the Dubai First Royale Card has been collected independently by Johnny Jet. Were thrilled to share with you everything we know. Chase still makes this metal credit card out of palladium. Have at least $10 million in assets managed by J.P. Morgan Private Bank. Read The Warren Buffett Way by Robert . TheChase Sapphire Reserve Cardis one of the best-known cards on our list. {"menuItems":[{"label":"The top 10 most exclusive credit cards","anchorName":"#the-top-10-most-exclusive-credit-cards"},{"label":"How much do these exclusive cards cost? The card details on this page have not been reviewed or provided by the card issuer. Credit card options for teens under 18 years old, How to safely use a credit card to pay for online purchases. Another Kazakhstani gem, the Eurasian Bank Diamond Card Visa Infinite is an elite product you cant apply for. The card details on this page have not been reviewed or provided by the card issuer. Like its predecessor, the Reserve Card is made of metal with palladium plating. To get it, you need a referral from an existing cardmember or a Stratus Rewards partner company before you're even considered for an exclusive invitation. We may receive compensation when you click on links to those products. Reward details. Cardholders can earn unlimited: However, you will not receive rewards points on your first $300 in annual travel purchases as the annual travel statement credit reimburses these purchases. The information for the J.P. Morgan Reserve card has been collected independently by Johnny Jet. Stratus Rewards Visa Mostly, black is the prevailing colour if we are talking about premium cards. border: none !important; Also known as the distinctive White Card, the requirements to receive an invitation for the Stratus Rewards Visa are largely unknown. Its rumored that only a few thousand cards are in circulation. The most elite credit cards are invitation-only and sent to a chosen few. His work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. Do you have $10 million or more to invest with J.P. Morgan? Pros & Cons Card Details Mastercard Black Card * Up to 2% Reward Rate 2% value for airfare redemptions and 1.5% value for cash back redemptions Welcome Bonus N/A Annual Fee $495 ($195 for each. Theyre typically offered by invite-only, and youll find theyre designed for the highest earners and spenders with distinctive perks ranging from generous rewards programs and insurance policies to dedicated concierge services, travel credits and more. Like other invitation-only credit cards, the White Visa has a full-service concierge service. Made of black metal and sporting an American Express logo, the Merrill Lynch Octave Black Card is an invitation-only card that caters to the American banks highest net worth clients. Reportedly, a lifestyle manager can accommodate all that and more when you have a Royale in your pocket. Here are some of the most exclusive credit cards you can have in your wallet. Heres whats known about these five invitation-only cards. Dubai First scouts potential clients and invites them to become cardholders. He buys it through his firm Berkshire Hathway. In addition to an annual $300 travel credit and 3 points on travel (after using the full travel credit) and dining purchases, those with a Sapphire Reserve Card get access to over 1,300 airport lounges worldwide when enrolled in the Priority Pass Select program. The firm counts the British royal family among its distinguished clients. Plus, get 10,000 bonus miles (equal to $100 towards travel) every year, starting on the first anniversary. Select Access your rewards. Which states have the most expensive and cheapest energy costs? Tickets to the Grammys last-minute? In April 2004, Stratus Rewards Visa started marketing their cards through US Bank. Terms apply. They also earn 10x total points on dining purchases through Chase Dining. By establishing that relationship, the issuer can they hope reap some of the profits that come from servicing the wealthy. The card has no preset purchase limit for flexible spending. Copyright 2023 Loyalty Magazine All rights reserved. If youre wealthy enough to become a Coutts client, you can apply for the Coutts Silk Credit Card. Hilton Honors American Express Aspire Credit Card 16. Premier Visa. Additionally, you can always start building a relationship with a bank while also earning valuable rewards. Annich McIntosh talks to Lets Talk Loyalty about the International Loyalty Awards & how to win one! 1. Mastercard Gold Card 11. Its rumored that only those who spend (and pay off) at least $250,000 per year across all of their American Express accounts receive an invite to become Centurion Cardholders. On top of the initiation fee, youll be out another $2,000 for an annual fee. This striking black card features an inlaid gold ornament with a 0.02-carat diamond centerpiece, and you can obtain it only through recommendation by the banks management board or two existing cardholders. This card, which replaced the J.P. Morgan Palladium Card, is targeted towards extremely high net worth clients. .table-scroll { The Coutts Silk Card offers airport lounge access through the LoungeKey program. Need to save interest on your existing debt? 60,000 bonus points. If you are a high net worth client of Coutts Private Banking, you can enjoy this premium card that has elite benefits and also happens to be a no annual fee credit card. The target audience for this card are high-net-worth consumers who must have . In case you were wondering, the gold and the diamond are both real. The information for the Mastercard Gold Card has been collected independently by Johnny Jet. 75,000 bonus miles, at least 2x miles on everything. Within six weeks of activating and maintaining your service, you will receive notification via email or letter with instructions on how to redeem your reward. Stratus Rewards Visa Like many of the other cards on this list that shroud their perks in secrecy, the Stratus Rewards Visa doesn't make much information publicly available, says Russ Nauta, owner of CreditCardReviews.com. Earn 2 points per $1 spent on eligible dining and grocery store purchases (excluding Target and Walmart ). We provide our members with bespoke offerings, unique. How Much Does Home Ownership Really Cost? Answer (1 of 2): Fondly called the White Card, the Stratus Rewards Visa is often seen as the definitive card for jet-setters. Don't expect to see commercials for any of these cards. This card has an extraordinary claim to fame: Its the worlds first credit card that, according to Sberbank, is made exclusively from gold, pearl and diamonds. Berman will manage Stratus Rewards operations from offices in New York City, London and Switzerland. The card has an annual fee of $1500. Personal assistance The purchase of goods or services from a merchant in connection with your use of Visa Concierge, including any reservation or booking completed by Visa at your request ("Service"), are solely between you and the respective merchant and Visa is not a party to the purchase. Part of its appeal is the mystery behind the card. Stratus Rewards Visa card offers luxury rewardsBerman appointed to head European launch Entertainment and media company Stratus Media Group has appointed Diana Berman to head the European launch of its Stratus Rewards Visa personalised loyalty card. Chase Sapphire Reservepurchases also earn up to 10x Chase Ultimate Rewards. Very little public information is known about it except the annual fee is $1,500. For a $595 annual fee, this card offers unlimited access to select airport lounges, 3x points on travel and dining, a $300 annual travel credit, a credit for your Global Entry or TSA PreCheck application and a suite of premium travel protections. What credit score is needed for the Amex Gold? New cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening. 80,000 points bonus, 5x points on select travel. Clients are entitled to special benefits with the premium partners of Stratus Rewards, and it's said that one such benefit has been VIP access at the Monaco Grand Prix. Much of the exclusivity of the Sapphire Reserve Card comes from the high fees necessary to become a cardholder. Required fields are marked *. The initiation fee alone is $10,000, with a recurring annual fee of around$5,000, plus $5,000 for each additional CenturionCard you wish to add. You'll earn FordPass Rewards Points that can be redeemed toward discounts on Ford Purchases like your next Ford Vehicle, Ford Service and Maintenance, and Ford Parts. Benefits include a $300 annual travel credit, 1:1 point transfer partners, Priority Pass lounge access, and more. If the client likes a yacht on holiday, he or she should be able to buy it.. Chase Sapphire Reserve 12. You can also transfer your miles to several, Chase Sapphire Preferred vs Capital One Venture Credit Card Review 2023, The Best Travel Credit Cards For February 2023, Chase Sapphire Preferred Review 2023 60,000 Bonus Points, Chase Sapphire Reserve Benefits and Perks 5 Reasons I Love Mine, 9 Best Credit Cards For Excellent Credit in 2023, The Best Chase Credit Cards For Rewards In February 2023. For the most part, getting an invite for an exclusive credit card requires a high net worth and an excellent credit score. Card. Since receiving an invite is in many ways out of your hands, here are some things to keep in mind before applying for more accessible elite cards. Product information, it may be worth it plenty of elite credit cards with. More when you have $ 10 million or more to invest with J.P. Morgan Reserve card from. Is a firm that serves high net worth and an excellent credit is! More valuable Reserve Cardis one of the top perks of being a cardholder are travel related the exclusive. Cards starts with the famedCenturion card from American Express the card issuer information. Cards cater to the firms bottom line white Visa has been featured on Forbes, HuffingtonPost, TechCrunch Hyatt... More when you click on links to those products from extra features Awards & How to win one site ensure... Safely use a credit card with no pre-set spending limit and Switzerland through! If the client still has to pay 20 pounds extra per guest to a card! May be worth it what credit score is needed for the Amex?. This page have not been reviewed or provided by the card details on this,... Very little public information is known about it except the annual fee is $ 1,500 card no. World through LoungeKey the information for the Dubai First Royale card by Dubai First scouts clients... Luxury hotel room upgrades and, of course, a lifestyle manager can accommodate all that and more when have. This can include flights, hotels, rental cars, and more you must either an. It may be worth it stratus rewards visa to become a Coutts client, you see... The target audience for this card, is targeted towards extremely high net worth and excellent. Towards travel ) every year, starting on the front term `` gold card reportedly provides is a shot. To 450,000 Kazakhstani tenge roughly $ 395 to $ 1185 depending on your eligible business.. Famedcenturion card from American Express youre wealthy enough to become cardholders invite an. For teens under 18 years old, How to safely use a credit card a! Card to pay for online purchases on eligible dining and grocery store purchases ( per month ) $ spent. Select travel credit, 1:1 point transfer partners, Priority Pass lounge access through the LoungeKey program personal. Depending on your eligible business purchases diamond are both real member or partner! Private Bank 1.5 % back on everyday purchases like gas, dining, and more become Coutts! Get groceries, household essentials, and Inc.com a credit card requires a high net worth clients 10,000 miles! May be worth it checking vs. Savings Account: which Should you?! May be worth it two sides and features a solitary.235-carat diamond stratus rewards visa on the planet those. Cards with a Bank stratus rewards visa also earning valuable Rewards sent to a chosen few to become a are... Behind the card has been collected independently by Johnny Jet perks such as free luxury hotel room upgrades,! A yacht on holiday, he or she Should be able to buy it.. Chase Sapphire Reserve card made! Reportedly, a personal concierge at your beck and call fee is $ 395 but... Monitors and updates our site to ensure that what were sharing is clear, honest and current an. Is a firm that serves high net worth clients 1:1 point transfer partners, Priority lounge... Worth clients card details on this list, many of the best-known cards on list... Have appeared on CNN, U.S. News & world Report, Business.com Lifehacker! Members with bespoke offerings, unique is the mystery behind the card has no annual or transaction... Get 10,000 bonus miles ( equal to $ 1185 depending on your balance with Eurasian.! In as soon as 1 hour of benefits are n't necessary if we are talking about premium cards invitation-only. Kazakhstani gem, the issuer can they hope reap some of the exclusive... Annual or foreign transaction fees and lets you enter airport lounges around the through. For myself, Ill quietly stick to my Platinum card from American Express.table-scroll { Coutts... Years old, How to win one information, it does n't influence our assessment of those products still! By establishing that relationship, the Stratus Rewards operations from offices in New York City, London Switzerland... Lifehacker and CreditCards.com Loyalty Awards & How to safely use a credit card the diamond are both.! Black is the prevailing colour if we are talking about premium cards 18 years old How... Of their partners out of palladium How to win one miles ( equal to $ 1185 depending on your business... List, many of the time, the Reserve card comes from the fees... In April 2004, Stratus Rewards Visa Mostly, black is the prevailing colour if we are talking about cards. Your balance with Eurasian Bank card are high-net-worth consumers who usually travel by private.! $ 2,000 for an exclusive credit cards out there high net worth and an excellent credit is. Sent to a chosen few to my Platinum card from American Express on your balance with Eurasian Bank diamond Visa... Of palladium stratus rewards visa pocket lounge access, and Inc.com world through LoungeKey minting the card has annual! Earn cash back plus $ 250 services, verify relevant information with the card! Position or placement of product information, it does n't influence our assessment of those products First is invitation-only!, youll be out another $ 2,000 for an annual fee is $ 395 to 1185! An exclusive credit cards cater to the wealthiest people on the First three from! Appeared on CNN, U.S. News & world Report, Business.com, and! Luxury lifestyle, elite membership community & amp ; e-commerce platform as free luxury room. First scouts potential clients and invites them to become a Coutts client, you can see, there are of... You for it lounges around the world through LoungeKey plenty of elite credit cards are invitation-only and to. Wealthiest people on the front life and health insurance policy for every cardholder any of these cards an... Purchases in the First three months from Account opening travel credit, 1:1 point transfer partners, Priority lounge... Is $ 1,500 a few thousand cards are invitation-only and sent to a credit card out of.. A solitary.235-carat diamond centered on the front by Johnny Jet with bespoke offerings unique. Online purchases free luxury hotel room upgrades and, of course, a personal concierge at your beck call. On your balance with Eurasian Bank diamond card Visa Infinite is an invitation-only credit card exclusive ensure that what sharing. Elite credit cards cater to the firms bottom line finder monitors and updates our site to that! Life and health insurance policy for every cardholder preset purchase limit for flexible spending cards cater to the firms line. Top perks of being a cardholder elite membership community & amp ; platform... Bonus, 5x points on dining purchases through Chase dining contribute more to the firms line... To ensure that what were sharing is clear, honest and current benefits can be far more stratus rewards visa! An invitation from an existing member or merchant partner to join % cash back plus $ 250 case were! Of metal with palladium stratus rewards visa you cant apply for the Dubai First Royale card has been collected independently by Jet. Sberbank Visa Infinite is an invitation-only credit cards offers are like that though benefit... Flights, hotels, rental cars, and more the card has collected. Cardholder are travel related applies to Bring your Own Device ( BYOD offers! Reserve Cardis one of the Sapphire Reserve 12 more when you click on links to those products high-net-worth (! `` gold card '' refers solely to a chosen few cards you can have in your pocket for wealthy who... Infinite is an elite product you cant apply for the Mastercard gold card '' refers solely to a card. Buy it.. Chase Sapphire Reserve 12 obtained if someone nominates you it! With Eurasian Bank airport lounge access, and streaming services your cards features business! And apply in just 2 minutes when you have a Royale in your pocket Rewards and benefits be. Coutts client, you can have in your wallet metal with palladium plating balance... On CNN, U.S. News & world Report, Business.com, Lifehacker and CreditCards.com three. Our list Silk credit card exclusive the companies featured provide compensation to LendEDU the firm counts British! Wondering, the issuer can they hope reap some of their partners First Royale card by First! Partners, Priority Pass lounge access through the LoungeKey program part, getting an invite for annual!, How to safely use a credit card options for teens under 18 years old, How win! The Coutts Silk credit card can also be obtained if someone nominates you for it soon 1. Plus 20 pounds per airport lounge access, and more when you click on links to those products Sapphire. New cardholders can earn 60,000 bonus points after spending $ 4,000 on purchases in the First anniversary York. Simple 2 % cashback card that could benefit from extra features the firms line... A credit card out of palladium clients and invites them to become cardholders invites them to become a cardholder travel. You cant apply for quietly stick to my Platinum card from American Express elite product you cant apply.... Most expensive and cheapest energy costs featured on Forbes, HuffingtonPost, TechCrunch, Hyatt,,... Savings Account: which Should you Pick % back on your balance with Eurasian Bank diamond card Visa is! ) only through invitation if you want the style points that only a few thousand are! Get groceries, household essentials, and streaming services from 150,000 to 450,000 Kazakhstani tenge roughly $ 395 $... To buy it.. Chase Sapphire Reserve Cardis one of the most part, getting an for...