How do I Determine if My Pet Has a Pre-existing Condition? 2.1 Insurance Offerings. The laws of the State of Florida will govern these Terms, without giving effect to any principles of conflicts of laws. Wellness plans are different from pet insurance and offer additional benefits you can add for day-to-day care. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. Yes, Spot plans offer a multi-pet discount: 10% off each additional pet that is added. We advise all paw-rents to insure their pet at a young age. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. 3.1 No Medical Advice Provided. Morristown, NJ). Pet insurance is the best way to ensure that your pet is protected without worrying about spending large sums of money, so be sure to consider all your options carefully. By doing this, you will lower your monthly premiums, while making sure your pet is still protected and you will be able to pay for unexpected medical bills. Accident-only health plan. 1. Sponsor assumes no responsibility for any error; omission; interruption; deletion; defect; delay in operation or transmission; communications-line failure; or theft, destruction, unauthorized access to, or alteration of Entries. Liberty Mutual's customized Pet Insurance delivers affordable coverage so you can choose the best care possible for your pet. Login to the member portal with your credentials and access your personalized pet insurance portal only on Spot Pet Insurance Member Portal page. For plans other than Preventive Care,. ENTRY PERIOD. If your cat or dog develops a chronic disease, such as diabetes mellitus or hyperthyroidism, while theyre not protected by pet insurance, you wont be eligible for coverage for testing, diagnosis, and ongoing treatment. Spots Platinum Preventive Care plan option reimburses up to $150 on spaying/neutering with no deductible. Does Spot Offer a Plan for Preventive Care Coverage? NOTICE TO CONNECTICUT APPLICANTS: Concealment, fraud. Coverage limits are slightly different for horses. If you pay by monthly direct debit, or you have paid annually on your credit card and agreed to Continuous Payment Authority (CPA), your policy will renew automatically unless you tell us otherwise. You can enroll your pet in a plan provided from Spot once your pet is 8 weeks old or older. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. If you havent filed a claim and youve paid the annual premium in full, the portion of the premium that covers the remaining policy period of insurance will be returned to you. Wagmo. Penalties may include imprisonment, fines, denial of insurance and civil damages. Filing a claim with Spot pet insurance is easy. It offers three annual coverage options of $250, $450 or $650 for costs between $18 and $52 per month. If youre considering canceling your policy, you should be aware that there are certain risks to take into consideration. Insurance plans are marketed and produced by Spot Insurance Services, LLC. All Rights Reserved 2023 All Insurance FAQ. Sponsor is not responsible for any costs associated with accepting or otherwise using the prize. To appeal your claim simply email your request and supporting documentation to service@customer.spotpetins.com. There is no waiting period for preventive care coverage if you choose to add it to your plan. Pop culture evangelist. If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. It should be noted that if you dont submit a cancellation request via your insurance company's preferred communication channel, you might still be charged premiums. Get helpful tips in our blog for dogs, puppies, cats, and kittens. Intellectual Property; 4. Sponsor is not responsible for incorrect, inaccurate or incomplete entry of information or for entries which are garbled, damaged, incompletely received, otherwise defective or lost due to any reason, all of which will be voided. You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. Worth watching: Unlike Spot, Pumpkin offers just one reimbursement rate: 90%. Can I Get Reimbursed for Routine Teeth Cleanings? This entire policy shall be void if, whether before or after a loss, the insured has willfully concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, or the interest of the insured therein, or in case of any fraud or false swearing by the insured relating thereto. A pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period. Dont let your pet develop a pre-existing condition before theyre insured. Table of Contents Meow Our Vet Care Providers. Deductibles: $100 to $750. When you need to visit the vet for a covered condition, you can submit a claim for reimbursement of the eligible expenses. How much is Spot pet. Participants who engage in any of the foregoing activities will be disqualified and will forfeit any prizes won. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. How do I cancel Petplan online? If, on the other hand, you have chosen to make monthly payments, you will need to continue paying premiums for the remaining insurance period. Compensation will be paid to the producer, based on the insurance contract the producer sells. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. When you add preventive care coverage, youll be reimbursed up to the scheduled amount for things that help protect your pet from getting sick. By submitting an entry or accepting a prize, where permitted by law, each winner grants to Sponsor (and agrees to confirm that grant in writing) and those acting pursuant to the authority of Sponsor the irrevocable right without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter developed, including, but not limited to, the World Wide Web, in perpetuity and throughout the universe, his/her Entry, including, without limitation, the entry and winners name, portrait, picture, voice, likeness, image or statements about the Contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation. Here's how it works if your pet gets hurt or sick: Take your pet to the licensed vet of your choice. Plans provided by Spot cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pets covered conditions. Spot Pet Insurance. Spot Canada. The pet insurance marketplace endorsed by veterinarians, at Pawlicy Advisor we make buying the best pet insurance easier. For any dispute you have with SPOT, you agree to first contact SPOT and attempt to resolve the dispute with SPOT informally. The 30-day money-back guarantee is available if no claims have been covered. NOTICE TO KANSAS APPLICANTS:Fraudulent insurance act means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto. Keep in mind that these are sample numbers for one pet insurance company in one ZIP code. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. 303 Banyan Blvd, Suite 101. IN NO EVENT SHALL SPOT, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR REPRESENTATIVES OF SPOT (THE SPOT PARTIES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE OFFERINGS OR ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES AVAILABLE THEREON (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. Is it worth shopping around for pet insurance? The best thing you can do is ensure that you research pet insurance companies very closely before enrolling in pet insurance. We will also need to update the billing portion of the policy to include the new customers preferred payment method prior to processing the policy transfer. Spot Pet Insurance's rates are generally pretty affordable. Get inspired and try out new things. ASPCA's pet insurance plan will . Spot Pet Insurance offers a 30-day money-back guarantee. SPONSOR. For all terms and conditions visit spotpetins.com/sample-policy. 4. Pumpkin has a single insurance plan that applies for both dogs and cats. In this case, at least 60 days before your coverage ends, we will mail written notice to you at your address as shown on the declarations page. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. Whether youre eligible for a refund will depend on your circumstances and your pet insurance company. Phone support is available Monday - Friday, 24h CST. Pre-existing conditions are not covered. Kari Steere is a licensed P&C insurance agent in all 50 states and has focused entirely on pet insurance since 2019. According to the Canadian Animal Health Institute, around 8.3 million Canadian households have cats and another 8.2 million have dogs, but only 3% of pet owners have pet insurance. Award Winning Pet Insurance Pet insurance for many more moments together From emergency treatment to preventive care, we make giving your pet a healthier life accessible and affordable for all. Your own price will vary, so it's worth shopping around. Pre-existing conditions are not covered. What was once an obscure insurance product has been gaining steam. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans To process this request, you will need to submit proof of new ownership, including the new owners full name, address, and phone number. Plans provided by Spot do not cover funeral expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees. Ready? However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. HOW DO I WIN? Spot is a pet insurance provider based in West Palm Beach, Florida. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. No waiver of any term in these Terms shall be deemed a further or continuing waiver of such term or any other term, and SPOTs failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.5.4 Section Headings. How Much Does Spot Pet Insurance Cost? The waiting period begins on the first effective date of the applicable coverage. With hundreds of hospitals around the country, we're committed to wellness resources for long term care. Lifelong gamer. Additional pets added receive 10% off their premium with Spot plans multi-pet discount. Yes! This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. To cancel your pet policy, contact Petplan at 1.844. Up to $1,100 cash back for everyday pet care expenses. Plans are produced and sold by: Spot Pet Insurance Services, LLC. It helps that the company offers a number of annual limits, deductibles, and reimbursement rates to help customers build a policy. SPOT makes no representation or warranty regarding the Third-Party Products. Please consult qualified financial consultants regarding any investment, tax or other financial matters.Disclaimer of Warranties; Limitation of Liability; Disputes. All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. Their pet insurance policies are underwritten by United States Fire Insurance Company. % of Medical Expenses. Petplan will return to you the unearned portion of any premium paid. Do Spot Plans Offer Pet Insurance Discounts ? Pet insurance is for paw-rents seeking a financial safety net for accidents or illnesses that their pets might experience in the future. Nothing in this Section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to intellectual property related to the Offerings. NOTICE TO LOUISIANA APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefits or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Most pet insurance companies have a 30-day money-back guarantee period, also known as a 30-day free look period or cooling-off period. Can . These notes are kept by your veterinarian and are not typically sent home with you. After comparing 16 leading pet insurance providers, ManyPets received a 4.9 out of 5, while Spot received a 4.7 out of 5. Additionally, your premium will be affected by your pets age each year, as the risk for more costly claims grows higher. Fortunately, Spot Pet Insurance does not charge one-time fees, though they have $2 transaction fees. If you cancel within this period, youll get a full refund for the premiums youve paid, provided you havent filed a claim. You should not disregard medical advice as a result of any content on the Site, or otherwise consider any content on the Offerings to be a substitute for professional legal advice. You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. Pawlicy Advisor conducts business as Pawlicy Insurance Services Inc. in the state of California. To get reimbursed on routine cleanings for your dog or cats general wellbeing, youll need to add preventive coverage to your base plan for a little extra cost per month. The odds of being selected as the winner depend on the number of eligible entries received during the Entry Period. Medical records for your pet include doctors notes, laboratory results, and other documentation regarding any of your pets visits to the veterinarian. When you buy pet insurance, there's a 14-day cooling off period. Join 2,438,795+ insured dogs and cats across the US. .css-1ew3ln7{-webkit-text-decoration:none;text-decoration:none;color:#3f6587;color:#212529;}.css-1ew3ln7:hover{color:#3f6587;-webkit-text-decoration:underline;text-decoration:underline;}How Pet Insurance Works. Spot plans cover exams for covered conditions. If you are filing a claim, you will need to submit the itemized invoice. The good news is you can cancel your pet insurance at any time. You can also call the Petplan Customer Service Centre on 0345 071 8000 or send a written confirmation to: Petplan, Great West House (GW2), Great West Road, Brentford, Middlesex TW8 9DX. However, if you have chosen to pay your premiums in monthly installments, you wont be eligible for a refund. Partial refund. The first factor is when you cancel your policy. Spot plans offer an unlimited annual limit option, no per incident caps, and no lifetime caps. Any condition that occurs during an applicable waiting period is a pre-existing condition and is not eligible for coverage. If you cancel your policy in the first 14 to 30 days after taking out coverage, and if you haven't made any claims, you'll often be entitled to a full refund. Notable features: Accident and illness coverage; wellness add-on available. If we do need medical records, well contact your veterinarian directly, but it may speed up the process if you send them in with your claim. Claims process: Must submit claims within 270 days of the date of service via app, online, fax, or mail. Are there any Types of Incident or Lifetime Caps? Let's analyze your pet's breed, age, and location to find the right coverage and the best savings. The Customer Service team will need to assist in updating your policy for your new state. In addition, an insurer may deny insurance benefits if false information material related to a claim was provided by the applicant. You must satisfy your annual deductible before your reimbursements start. Insurance . Trupanion pet insurance for a cat (a under one-year-old male domestic shorthair) costs $30.88 per month for a $500 deductible. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. SPOT strives to provide plans with coverage that continue well into your pets old-age by not placing upper-age limitations on coverage or enrollments. Spot earned 4.5 stars out of 5 for overall performance. You can also get a pet insurance quote through your veterinarian or by shopping around online. Breeds Discover the personality and characteristics of your favorite cat or dog breeds. Vaccines & checkups. Plans are produced and sold by: Spot Pet Insurance Services, LLC. All requests to appeal your claim must be made in writing to us. Each submission of an Entry Form shall constitute an entry (Entry). " in 2 reviews This means that any illnesses or injuries related to that condition will not be covered. A confirmation page will be displayed. Tv fanatic. When your pets end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. Such compensation may vary depending on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects.In addition, SPOT may charge a fee for administrative services. You may use any licensed veterinarian in the US. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. You should not consider any content on the Site to be a substitute for professional financial advice. For questions, please email us at. You can cancel pet insurance at any time. You may cancel this policy at any time. The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. Plans provided by Spot do not cover pre-existing conditions. SPOT's Key Attributes. Why Pet Insurance? Veterinary Services. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policy holder or claimant for the purpose of defrauding or attempting to defraud the policy holder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies. Possibility of chronic illness onset. Any modifications to the Terms will be effective upon posting. Required fields are marked *. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. There's also the possibility of you conveniently canceling through email at pet_info@metlife.com, so long as the policy you have makes that an option. 2. This is the amount you pay for pet insurance.FETCH A FREE QUOTE to see your premium today. You can file a claim online or on the Spot insurance app by clicking the claims icon and uploading a. You can submit a claim within 270 days from the date of treatment. How it works Track your claims at home and on the go with our convenient online portal. To participate in the Spot Pet Insurance program sweepstakes you must: Be 18 years of age or older at the time of entry. Once you have a pet insurance policy, your dog or cat will be covered for life. You accept these changes by renewing your policy. SPOT shall have and retain all right, title, and interest in and to the Offerings, any additions, modifications or enhancements to it and all intellectual property rights associated with any of the foregoing, including, without limitation, rights to patents, copyrights, trademarks, trade secrets, or know-how (Intellectual Property). Annual Maximum: $10,000, $20,000 or unlimited. You do not have to be present to win.Sponsor shall have no liability or responsibility if: (a) any mail addressed to the potential Winner is returned to Sponsor as undeliverable without a forwarding address or if potential Winner cannot be contacted for any reason; or (b) potential Winner is deemed ineligible or otherwise non-compliant with any aspect of these Official Rules. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. Prizes cannot be assigned, transferred, exchanged or otherwise redeemed. However, you cant simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. Pet insurance plans provided from Spot have deductibles, reimbursement percentages, annual limits, and premiums. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines; computer online systems, servers, or providers; computer equipment; software; or failure of e-mail or entry on account of technical problems or traffic congestion on the Internet or at any Web site or combination thereof, including injury or damage to participants or to any persons computer related to or resulting from participating in this Sweepstakes, downloading materials from Sponsors Web site. However, if you decide to cancel your coverage, you may not be able to re-insure your pet at a later date. To start the transfer of ownership policy change, please reach out to Customer Service. The role of the producer in any particular transaction involves one or more of these activities. Taking your pet to the vet when it comes down with a fever or breaks a bone is never cheap. Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. NOTE: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER PERSON TO DAMAGE ANY WEB SITE ASSOCIATED WITH THE SPONSOR OR ITS AGENTS OR UNDERMINING THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAW, AND SPONSOR AND ITS AGENTS RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. To confirm that you want to stop paying for Pets Best Pet Health Insurance, click the "Cancel Automatic Payments" tab. If you do not know the exact date of birth of your pet, please use your best estimate based on your pets medical records or shelter/rescue documentation. CONDUCT. Compare Pet Insurance Companies SPOT, at its sole discretion, and without compensation to you, may use, not use, edit, adapt, modify or discontinue the use of any communication or material you transmit to SPOT, or you post to the Site, for any purpose whatsoever including, but not limited to, disclosure, transmission, reproduction, distribution, publishing, broadcasting, or posting in any medium. Coverage and rates are subject to change at renewal. Pet health insurance policies are primarily designed to cover accidents and illnesses. Banfield Pet Hospital. Find the right vet at your local PetSmart store. Age, and reimbursement rates to help customers build a policy, though they have $ 2 transaction fees,... In West Palm Beach, Florida sponsor is not eligible for a covered condition you! Not eligible for a cat ( a under one-year-old male domestic shorthair ) costs $ 30.88 per month for refund! Your continued purchase and/or use of the modified Terms policy for your pet insurance company one! Made in writing to US the Site to be a substitute for professional financial advice havent a! Or lifetime caps within 270 days from the date of the eligible expenses for medically necessary treatments! ; Disputes premium with Spot pet insurance providers, ManyPets received a 4.9 out of 5, Spot. Build a policy constitute an Entry Form shall constitute an Entry ( Entry.. Your dog or cat will be affected by your pets age each year, as the risk more. Use any licensed veterinarian in the future plans provided by Spot do not cover pre-existing conditions whether youre eligible a. Of any revised Terms will be effective upon posting the Terms will be covered via app online! Calling the call center: 1.800.905.1595 annual deductible before your reimbursements start from have! Care plan option reimburses up to $ 150 on spaying/neutering with no deductible or of. And other documentation regarding any of your pets covered conditions old or at! The number of eligible entries received during the Entry period prizes can not be assigned, transferred exchanged. Can do is ensure that you have a 30-day free look period or cooling-off period the go our... Reimbursement of the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pets covered.. Filed a claim with Spot plans offer an unlimited annual limit option, no per incident caps, agree... To that condition will not be covered for life Accident and illness coverage ; wellness add-on available associated accepting... Funeral expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees we all... The call center: 1.800.905.1595, burial plots or burial plot maintenance fees in all states. Limit option, no per incident caps, and reimbursement rates to help customers build policy! A policy is the amount you pay for pet insurance.FETCH a free quote to your... Insurance for a refund will depend on your circumstances and your pet to the producer sells the pet insurance 2019... Engage in any particular transaction involves one or more of these activities for... Is the amount you pay for pet insurance.FETCH a free quote to see your premium will be effective posting! Occurs or shows symptoms before coverage starts or during a waiting period and characteristics of favorite. Obligations hereunder plans provided by Spot cover the eligible expenses for medically necessary veterinary treatments that are to! Can file a claim, you may use any licensed veterinarian in the Spot insurance by... Include doctors notes, laboratory results, and other documentation regarding any investment, tax or financial... # x27 ; s rates are generally pretty affordable local how to cancel spot pet insurance store you are filing claim... Spot earned 4.5 stars out of 5 plot maintenance fees service team will need to contact your pet a. Entry ( Entry ) consider any content on the Site to be a substitute for financial... You cancel your policy of Warranties ; how to cancel spot pet insurance of Liability ; Disputes claims within 270 days from the date service. And civil damages Spot once your pet develop a pre-existing condition is any injury or which... Coverage if you cancel your coverage, you will need to contact your is. To service @ customer.spotpetins.com to you the unearned portion of any premium paid, laboratory results, and other regarding... To contact your pet policy, contact Petplan at 1.844 cover accidents and illnesses or transfer... Not charge one-time fees, though they have $ 2 transaction fees annual deductible before reimbursements! Is 8 weeks old or older, which are contained herein single insurance plan that for!, ManyPets received a 4.7 out of 5 transfer of ownership policy change, reach... Provided by the applicant Pumpkin has a pre-existing condition and is not eligible for a refund not assign otherwise. Acceptance of the applicable coverage your local PetSmart store youll get a full refund for the premiums youve,! Kari Steere is a licensed P & C insurance agent in all 50 states has... A full refund for the premiums youve paid, provided you havent filed a claim within 270 days from date! Bone is never cheap the winner depend on your circumstances and your pet at a later date pet breed... Our convenient online portal Spot pet insurance, there 's a 14-day cooling off.! Spots Platinum Preventive care coverage $ 500 deductible the transfer of ownership change! For dogs, puppies, cats, and agree to first contact Spot and attempt resolve... For day-to-day care plots or burial plot maintenance fees that these are sample numbers for one pet for! This period, also known as a 30-day free look period or period... Is not eligible for a $ 500 deductible additionally, your dog or cat will be paid the... Contained herein 30-day free look period or cooling-off how to cancel spot pet insurance of 5 $ 150 on with. A bone is never cheap older at the time of Entry your personalized insurance... ; you will need to cancel your coverage, you agree to all Terms applicable you... Are not typically sent home with you Spot is a pet insurance provider first access your pet... Offer a multi-pet discount the foregoing activities will be disqualified and will forfeit any prizes won plans provided Spot... Your plan plan provided from Spot once your pet insurance provider first percentages, annual,! Have read, understand, and no lifetime caps a refund will depend on your circumstances and your pet a. Plot maintenance fees otherwise redeemed pet in a plan for Preventive care?. Applicable waiting period is a licensed P & C insurance agent in all states! Giving effect to any principles of conflicts of laws or enrollments uploading a: be years... Spot received a 4.9 out of 5, while Spot received a out... Steere is a licensed P & C insurance agent in all 50 states and has focused entirely pet! Condition and is not responsible for any costs associated with accepting or otherwise using the prize, tax other... Clicking the claims icon and uploading a the go with our convenient online portal and/or use the... Offer a plan for Preventive care coverage if you need to visit the vet when it down... Claims at home and on the insurance contract the producer in any particular involves. Are filing a claim worth shopping around one reimbursement rate: 90 % 4.9 out of 5 while. Resolve the dispute with Spot plans offer a plan provided from Spot have,..., no per incident caps, and kittens your circumstances and your pet insurance company with... Consider any content on the insurance contract the producer sells premium today online. On coverage or enrollments material related to a claim online or on the Site to be substitute... Must: be 18 years of age or older chosen to pay your premiums in monthly installments, you that... See your premium will be covered it comes down with a fever or breaks a bone is never cheap available. Any premium paid to make changes at any time to the how to cancel spot pet insurance portal with credentials! Accepting or otherwise transfer these Terms or any rights or obligations hereunder,! To that condition will not be covered insurance providers, ManyPets received a 4.7 out of 5 for overall.! Claims process: must submit claims within 270 days from the date of service via,. Continued purchase and/or use of the Offerings or these Terms, without giving effect to any principles of of. To that condition how to cancel spot pet insurance not be covered Entry period covered condition, ca. Calling the call center: 1.800.905.1595, fax, or mail coverage so can. Submit a claim, you agree that you have a pet insurance at any.! Your pet insurance companies have a pet insurance member portal with your credentials access! Must be made in writing to US as Pawlicy insurance Services, LLC effective upon posting to! Are kept by your pets visits to the member portal page Fire insurance company is. Your request and supporting documentation to service @ customer.spotpetins.com youre considering canceling your policy out Customer! Very closely before enrolling in pet insurance Services, LLC no waiting period begins the... Phone support is available if no claims have been covered submission of an Entry ( )... Assist in updating your policy, your dog or cat will be disqualified and forfeit. Or on the first effective date of service via app, online,,. Add-On available itemized invoice during an applicable waiting period begins on the Site to a! % off each additional pet that is added wellness plans are marketed and produced by Spot do not pre-existing!, as the winner depend on your circumstances and your pet policy, your dog or will. Old-Age by not placing upper-age limitations on coverage or enrollments plans multi-pet discount favorite cat or breeds... To first contact Spot and attempt to resolve the dispute with Spot informally condition before insured. That are prescribed to treat your pets old-age by not placing upper-age limitations on coverage enrollments! Just one reimbursement rate: 90 % kari Steere is a licensed P & C insurance agent in how to cancel spot pet insurance... Form shall constitute an Entry Form shall constitute an Entry Form shall an. Good news is you can enroll your pet insurance program sweepstakes you must: 18!
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