Both services also go out of their way to help customers recover from bad credit by offering additional advice. When going over Credit Saints services, one thing that stands out is that they dont make such promises. This helps pay for our writers time in order to provide meaningful and helpful information to get our readers on the path to better credit. They will pay an initial setup fee of $99 and only part with $99 for the monthly membership. Each persons financial situation is unique, so its difficult to say how long credit repair will take. While both credit repair companies have good reputations and similar pricing,Credit Saintedges out Lexington Law in our review. Well, both services scored 3 of 6 in our focus performance areas: All things considered, both platforms have major benefits and some drawbacks. For instance, their latest review on Google is from a customer who expressed that the support rep showed great empathy and explained the whole process of signing up. This service which analyzes the positives, includes coaching you on ways to pay your bills and open/close credit cards to maximize your credit score. Despite its ongoing regulatory troubles, Lexington Law gets overall positive reviews from past and current customers. Gerald is the founder and editor-in-chief of CreditFixed.com. They recognize that each consumer brings a unique situation, which is why Lexington Law offers tailored services to meet your credit needs. A look at the BBB website shows that Lexington Law does actively respond to negative customer reviews posted by clients. It takes time to file disputes with all three credit bureaus, review your credit report, and identify what items can be removed. Free credit report consultation Lexington Law has worked with over eight million clients, repairing credit through tens of millions of removals, challenges and disputes. At the same time that they review the negative items on your report, they also look at and analyze the positive things they see and provide guidance on how you can continue with these things to improve your score. Now, what features do you get? In that time, you will have roughly paid the same fees if you selected either service. Making it possible to keep tabs on your FICO rating as well as your scores from other reporting bureaus using credit monitoring services. However, the biggest takeaway with this package is unlimited disputes. That's where credit repair services enter the picture. Unlike most credit repair companies,Lexington Lawis both a credit repair company and an actual law firm. Small is leading an important community effort and will partner with an area not for profit organization, O.C.E.A.N. Credit Sainthas three tiers of services, with pricing that ranges from $79.99 per month to $119.99 per month. The Credit Pros Review: Best Credit Repair Company? This means there are more than 40 million reports to take care of. You can follow them on their social media pages for updates when they publish new guides. While neither Credit Saint nor Lexington Law provides cookie-cutter answers to this question, our research indicates that Credit Saint is more aggressive at filing disputes and intervening with creditors. The firm began focusing on credit repair in 2004, although the law firm was formed several years before that, making Lexington Law one of the oldest credit repair companies in the business. Lexington Law, on the other hand, charges $129.95 with a work fee of $129. Online doctors, whose services are often referred to as telemedicine or telehealth, are a convenient and accessible way for patients to receive Where can you find the best Stress Relief? Which one is the best for you? Learn more about our process. You might get a discount if you sign up as a couple, or if you're a current or former member of the military. Credit Saint responded by saying that a manager had reached out to the client after confirming that there were removals for his account. We reviewed reputable third-party resources Google Verified Reviews, TrustPilot, Better Business Bureau, and the Consumer Financial Protection Bureau to gauge the brands industry reputation and trust. CreditRepair.com and Lexington Law offers multiple credit repair service options to meet the needs of clients. Kim Pinnelli is a Senior Writer, Editor, & Product Analyst with a Bachelors Degree in Finance from the University of Illinois at Chicago. And if you need to upgrade to another package, you can. Their prices are reasonable, they provide a money-back guarantee, and they have an excellent reputation across the credit repair industry. Select any 2 Credit Repair Companies to compare them head to head, Atlantic City, NJ Mayor Leading Free Resident Credit Repair Effort. Lexington Law is currently engaged in a lawsuit for the alleged breach of telemarketing practices by the Progrexion brand, being its member. Monthly pricing is higher than average here, and not all customers feel like the services are worth the investment. Top Consumer Reviews may earn money when you click on a link. Who provides the best debt relief? Both Credit Saint and Lexington Law charge customers a fee each month for their services. I love, helping people become smarter about their credit and finances. At this level of service, you get up to 10 challenges each dispute cycle, plusExperiancredit score monitoring and disputes for. Lexington Law has accumulated about 674 complaints on its BBB.org page in the last three years. For instance, while Credit Saint offers a 90-day money-back guarantee, its still subject to many conditions. gives customers the benefits of the lower-level services and TransUnion FICO score, lost wallet protection, a Personal Finance Manager, and Junk Mail Reducer service. Credit Saintalso offers a no-strings 90-day money-back guarantee. For instance, TransUnion says that they conclude most disputes within two weeks. Not to mention, they are affordable, transparent, and offer more features compared to Lexington Law. During the session with a rep, ask all pressing questions about repairing bad credit and errors. No clear statistics about how many challenges and deletions theyve successfully entered through the years to improve or repair peoples credit. They bring years of experience to the table and a team of credit repair analysts who are industry veterans. Moreover, Credit Saint is one of the few companies within the credit repair industry that holds an A+ rating from the Better Business Bureau. On the downside, it is not a 100% guarantee. Late payments, applying for multiple credit cards in a short period of time, or even problems with mistaken identity can all lead to a less-than-excellent credit profile. All of us feel a little overwhelmed sometimes, and it's nice to have support when times are rough. Now that said, Credit Saint is accredited and has an A- rating. We're confident that this information will give you everything you need to choose the right partner in your journey towards a fantastic credit report! Customers also like tracking their results and always seeing where they are in the credit repair process. If the total is suspiciously low, Sky Blue Credit Repair can help you restore it. On the plus side, Lexington Law credit repair only charges for the work it has already completed. Finally, Lexington Laws active pending lawsuit has slightly damaged its reputation among credit repair companies. This alone warrants praise, especially in an industry that has been crippled by bad actors and fraudulent companies. The Credit Repair Organisations Act specifies a three-day cooling-off, where customers can cancel their contracts. Both Credit Saint and Lexington Law have ways for customers to reach them by phone or email and actively respond to their customers to provide service. Many common customer complaints include failing to get results, overpromising results, and overcharging for services. This plan costs $119.95/month. Credit Saint is a repair company that was established in 2004 with the sole purpose of helping Americans fix their shaky credit histories.. With this package, they will dispute up to 5 inaccurately reported items on your credit report. And a credit repair company may come to the rescue. But if you are serious about repairing your credit, then you need to approach this situation with a long-term mindset. The most probable reason is a bad credit score it makes borrowing and refinancing impossible or difficult. Both credit repair companies have a lot to offer, so its important to check them out and carefully review their services before making a decision. These two companies have many similarities but also some differences that may be important when deciding between the two services. We only recommend products or services that we would use ourselves and have gone through a significant amount of research before posting. For a credit repair company, Credit Saint has a low number of customer complaints and even many positive customer reviews, which is something not generally seen among credit repair companies. They will go over specific details of your credit history and offer additional techniques for improving your scores. Overall, Credit Saint is the cheaper option. If youre serious about repairing your credit and obtaining a good credit score and looking for a credit repair company to help you with the task, Credit Saint is one of the best credit repair companies to consider. Credit Saint vs Lexington Law vs Sky Blue vs CreditRepair.com vs Ovation 2022 CREDIT S2E216 5,446 views Jul 16, 2021 121 Dislike Share The Awesome S'witty Kiwi Show Credit Saint vs. All plans come with a reliable 90-day money-back guarantee. Most customers begin to see results within 45 days but it can take two cycles (90 days) for some complex cases. In 2004, the law firm began focusing on offering credit repair services. Who can you trust when looking for the best payday loans? This plan is designed to help those who want to improve their credit score before they apply for a loanor a new credit card. Like Credit Saint, Lexington Law also offers three credit repair packages: PremierPlus, Concord Premier, and Concord Standard. Dispute Avalanche designed to make things faster. That will depend on several factors: your state of residence, the type(s) of issues you're looking to resolve, and so on. They have two affordable packages, going for $79 and $109 per month. You can also have a better feel of their customer service quality by obtaining their free consultation. Credit Saint edges Lexington Law when it comes to offering downright friendly services. Its tough to state which credit repair service is better because what appeals to one person may not necessarily appeal to another. $600 child tax credit is central to Healeys new tax relief package. If you have a bit of time to spare, consider checking more CreditSaint reviews that corroborate the great input of the individual advisors. A careful review of hundreds of past user reviews reveals the dedication and selfless services offered by Credit Saints representatives. Bottom Line: Credit Saint vs. Lexington Law. Top Reviews. It covers the work performed in preparing the first round of disputes. Credit Saint vs. Lexington Law Credit Repair. Credit Saint complaints and positive reviews. Credit Saint is a solid choice for credit repair. But are its programs worth a try? But make sure that you are reviewing companies that provide an equivalent level of service. Credit Saint has developed packages at different prices to cater to a broad range of customers regardless of their budget. Since 1991, when the company was established, over 10 million negative items have been removed from the consumer reports thanks to the . Its not necessarily a reflection of the quality of their services. If you search the web for tips on how to repair your credit, you will come across Creditrepair.com reviews. The website is not very transparent about the number of challenges included in each plan, and customers need to dig or consult to receive that information. In contrast, Lexington Law's BBB rating is only a C. Review winner: Credit Saint Credit Repair Results of LExington Law Vs. Credit Saint The online account page also allows clients to submit any feedback forwarded by the bureaus. That's a great question, because "payday loans" and "trustworthy" don't tend to be said in the same Where can you find the best personal loans? Blood pressure issues are very common in the United States. Both Credit Saint and Lexington Law offer unique credit repair packages. Lexington Law vs. Credit Saint: Overview Lexington Law traces its origin to 1991 and initially dealt with consumer advocacy issues. Furthermore, you get inquiry targeting, score analysis, creditor interventions, score tracker, and Experian Monitoring. Here is what is included: This package does not include tailored cease and desist letters, personal finance tools, or the helpful FICO Score Tracker. Here are a few things to keep in mind as you decide: To help you get your finances back on track, TopConsumerReviews.com has evaluated and ranked the most popular credit repair services available today. The team members are mainly based in New Jersey and the New York Metro Area. Better Business Bureau accredited businesses, like Credit Saint, must adhere to high standards for ethical business practices. There is something scary about looking at your credit report and finding items that you do not find justified or valid. Credit Saintmay have similar results, but it doesnt state them anywhere on its website, so its hard to know if their service yields similar results. They have a polished team of professionals that understands the business well. Over 850,000 clients in the last 10 years. Learn more about how we make money. Generally, the service doesnt have as many complaints on their BBB.org page as competing services like Lexington Law. The platform lags behind in terms of tech and tools. Credit Saint has made strides in addressing its content gap this year. For instance, you can check reviews on Credit Saint on Google Reviews. How Long Does the Process Take? Now, its time for us to render our verdict, and surprisingly, its a tie. Lexington Law vs Credit Saint: Whos Better? Lexington Law is not accredited by the BBB, and they are sparring head-to-head over a class-action lawsuit with the CFPB. Which foreclosure listing website is the best? And in 2019, the Consumer Financial Protection Bureau (CFPB) filed a class-action lawsuitagainst the firm for abusive and deceptive marketing tactics. Top 4 Lenders for Bad Credit Loans: Compare Rates and Terms. Lexington Law boasts of its effectiveness on its website by providing data that backs up the fact that they receive real results for their customers. What Happens if You Miss a Credit Card Payment? Of the two companies, Credit Saint has a much better reputation overall than Lexington Law for credit repair services. Elsewhere, both companies get generally favorable reviews from former and current clients. With this package, they will review your credit report and will provide clear next steps for you to take. John C. Heath, Attorney at Law, PC d/b/a Lexington Law, and of counsel attorneys. Over 13 years of experience in credit repair companies and finance. By comparing the pros and cons of each platform, you will know the best company to choose based on your needs. They also expect customers to have made timely payments in the past. The following are some of the most frequently asked questions and answers regarding Lexington Law versusCredit Saint. Were impressed with Lexington Laws stats that 70 percent of its customers saw a 40-point increase of their credit score within six months of credit repair services. On the other hand, there are companies that don't deliver what they promise. When choosing a credit repair company to work with, there are a few things you need to consider. As they tout, Lexington Law has removed more than 10 million negative items from consumer reports. Credit bureaus have innovated online disputes. Lexington Law and The Credit People are both top-ranked companies that are well known for providing quality credit repair services. Credit Saint has a 45-day repair cycle. You also get disputes for bankruptcies and repossessions. Lexington Law is a law firm founded in Utah in 2004, focusing on assisting clients with credit-related issues. Their inquiry assistance program will help you remove late payments, judgements, and other negative items from your credit report. After examining the pricing packages of both providers, you will not necessarily save a lot of money by choosing between the top packages offered by the two services. Credit Saintreceives high praise on average from its former and current customers. Finally, for as long as you remain subscribed, Lexington Law will continue to address any new credit issues on your report as they appear. These credit repair services provide you with expertise and assistance by writing effective letters to the major credit bureaus to address specific items. They are trailblazers, innovators, and above all, credit experts. The team even sent his day one and final-day credit report showing the positive changes after their repair process. There is something scary about looking at your credit report and finding items that you do not find justified or valid. For instance, TransUnion says that they conclude most disputes within two weeks platform. Will take the United States praise on average from its former and current customers 129.95 with a rep ask. Firm for abusive and deceptive marketing tactics over 13 years of experience in credit repair.. 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